Digital Point is a modern investment platform designed to offer investors a variety of opportunities with professional management. It allows users to pool their funds into investment plans, while retaining ownership and control of their individual accounts. The platform provides access to a broader range of investment options, expert guidance, and lower fees than investors might achieve on their own. Common investment options on Digital Point include mutual funds, exchange-traded funds (ETFs), money market funds, and hedge funds. How Digital Point Works Investors on Digital Point do not need to make individual decisions about which securities to buy or sell. Instead, they select an investment plan based on goals, risk tolerance, and fees. Each plan is managed by a professional fund manager who decides which assets to hold, their quantities, and the timing of trades. Plans can be: Broad-based, like index funds tracking major stock indices. Specialized, such as ETFs focused on technology or small-cap stocks. Investment funds have existed for decades, and Digital Point builds on this tradition by offering modern, accessible investment tools to a wide audience. Open-End vs. Closed-End Investment Plans Open-End Plans: The majority of investments on Digital Point are open-end. Issue new shares as investors contribute funds and retire shares upon redemption. Priced once daily based on net asset value (NAV). Closed-End Plans: Trade like stocks on an exchange. Issue a fixed number of shares that are publicly traded. Can trade at a premium or discount to their NAV depending on market demand. Exchange-Traded Funds (ETFs) ETFs on Digital Point combine the benefits of mutual funds with stock-like trading flexibility. They are priced and traded throughout the business day and often feature lower expense ratios than comparable mutual funds. ETFs provide a way to invest in indices, commodities, or specific sectors efficiently. Popular ETFs, such as index-tracking funds, are available to suit different investment strategies. Hedge Funds Hedge funds on Digital Point are designed for more advanced investors: Actively managed with fewer regulatory constraints. Can invest in diverse assets, including stocks, bonds, ETFs, commodities, and derivatives. Use strategies like long-short positions and leverage to manage risk and potentially maximize returns. Key Investment Terms on Digital Point Equity Unit Investment Trust (EUIT): A pooled trust fund managed professionally. Family of Funds: All funds managed by a single investment company on the platform. New Fund Offer (NFO): The first subscription for a newly launched fund. Open-End Fund: Unlimited shares issued, priced daily at NAV. Closed-End Fund: Fixed shares traded publicly like stocks. Exchange-Traded Fund (ETF): Basket of securities tracking an index, traded throughout the day.